2025 Mortgage Payoff Appeal: Our Case For Support

Our church is blessed with a clear mission statement: “Sharing Christ’s Love with Joy!”
As we, as a congregation, look forward, we see a tremendous opportunity to deepen our mission by paying off our mortgage early.
Currently, $140,000 remains, with $5,328 allocated monthly from our budget. While we have been making steady progress with $64,000 in annual mortgage payments, we now propose a special appeal beginning in January 2025 to raise an additional $100,000 to fully pay off the remaining balance by year-end.
Achieving this goal would free us from the significant financial commitment of our mortgage payments, releasing $64,000 annually that can be redirected to strengthen and expand our ministries. This financial freedom would empower our church to focus on other matters—our facilities, our community, our ministry, and our mission.
The Vision: New Ministry Possibilities
Imagine the impact of our church being debt-free. With the $64,000 in annual funds currently dedicated to the mortgage, we would be able to:
Why Now?
Paying off our mortgage early is a powerful step toward “Sharing Christ’s Love with Joy!” more effectively and sustainably. By eliminating this debt, we gain the flexibility to respond to needs in our congregation and community with greater boldness. We can seize new ministry opportunities, expand our outreach, and invest in efforts that make a difference in people’s lives.
Our congregation has proven numerous times that we can reach significant financial milestones together. So please join in moving toward a future where our church is free from debt and able to pour even more of our resources into what matters most: sharing Christ’s love and making a positive impact for generations to come.
How We're Doing!
To date (2/10/2025):
The Giving Chart below is a tool for helping you determine your level of support. It indicates the total remaining amount needed and the number of gifts of varying amounts needed to reach our goal. The chart will be updated as progress is made. People have very different capacities to give special gifts. Please prayerfully review the giving chart and consider where God may call you to be a part of eliminating this debt to empower St. Paul to focus on our ministry. Click on the button below to give online today! Thank you!
As we, as a congregation, look forward, we see a tremendous opportunity to deepen our mission by paying off our mortgage early.
Currently, $140,000 remains, with $5,328 allocated monthly from our budget. While we have been making steady progress with $64,000 in annual mortgage payments, we now propose a special appeal beginning in January 2025 to raise an additional $100,000 to fully pay off the remaining balance by year-end.
Achieving this goal would free us from the significant financial commitment of our mortgage payments, releasing $64,000 annually that can be redirected to strengthen and expand our ministries. This financial freedom would empower our church to focus on other matters—our facilities, our community, our ministry, and our mission.
The Vision: New Ministry Possibilities
Imagine the impact of our church being debt-free. With the $64,000 in annual funds currently dedicated to the mortgage, we would be able to:
- Provide Well Deserved Pay Increases to our staff who tirelessly lead, support, and inspire our congregation, helping us to attract and retain gifted individuals dedicated to our vision of being a welcoming, caring, and healthy community of faith.
- Rebuild Our Savings Rebuilding and strengthening our financial reserves not only will ensure stability for our current ministries but also will prepare us to respond with confidence and flexibility to future opportunities and needs. By rebuilding our savings, we can continue to support our mission and growth for years to come.
- Invest In Our Facilities and Facility Staff We are committed to ensuring our church remains a safe, beautiful, and welcoming space for worship, fellowship, and outreach. To support this, we will hire a part-time custodian to oversee building and grounds maintenance, ensuring that every visitor and member feels at home in our space. This investment in both our facilities and facility staff reflects our dedication to sustaining and enhancing our church home for all who gather here.
- Outreach Beyond Our Walls As part of our commitment to sharing Christ’s love, we will expand our outreach and evangelism even further beyond our walls. This includes supporting additional local organizations, addressing urgent community needs as they arise, strengthening our partnerships in Tanzania, and increasing our support of the St. Paul Area Synod.
Why Now?
Paying off our mortgage early is a powerful step toward “Sharing Christ’s Love with Joy!” more effectively and sustainably. By eliminating this debt, we gain the flexibility to respond to needs in our congregation and community with greater boldness. We can seize new ministry opportunities, expand our outreach, and invest in efforts that make a difference in people’s lives.
Our congregation has proven numerous times that we can reach significant financial milestones together. So please join in moving toward a future where our church is free from debt and able to pour even more of our resources into what matters most: sharing Christ’s love and making a positive impact for generations to come.
How We're Doing!
To date (2/10/2025):
- $53,915 has been received and/or committed towards the Appeal!
- $46,085 remains to be raised.
The Giving Chart below is a tool for helping you determine your level of support. It indicates the total remaining amount needed and the number of gifts of varying amounts needed to reach our goal. The chart will be updated as progress is made. People have very different capacities to give special gifts. Please prayerfully review the giving chart and consider where God may call you to be a part of eliminating this debt to empower St. Paul to focus on our ministry. Click on the button below to give online today! Thank you!
Gift |
# Needed |
Total |
Running Total |
$5,000 |
4 |
$20,000 |
$20,000 |
$2,500 |
5 |
$12,500 |
$32,500 |
$1,000 |
5 |
$5,000 |
$37,500 |
$500 |
9 |
$4,500 |
$42,000 |
$250 |
9 |
$2,250 |
$44,250 |
$100 |
9 |
$900 |
$45,150 |
$50 |
17 |
$850 |
$46,000 |